Best cheapest auto insurance company
best cheapest auto insurance company
Introduction
In this day and age, it's more important than ever to be smart about your auto insurance coverage. After all, you can't afford not to have it, but you also don't want to pay through the nose for it either. So how do you find cheap auto insurance? Well, one of the best ways is by looking at what companies offer the best prices on their policies. Here are five of our favorite cheap auto insurance companies:
GEICO
If you're looking for cheap car insurance, GEICO can help you get the best deal possible. GEICO (Government Employees Insurance Company) has been around since 1936 and is one of the biggest auto insurers in the country. The company was founded by Leo Goodwin Sr., who started it as a way to provide low-cost insurance for government employees. Today, it's owned by Berkshire Hathaway and has more than 25 million customers across 50 states plus Puerto Rico and Guam—and plans to expand into Utah soon! As such a large company with a long history, its services are widely available: You can buy GEICO auto insurance online or over the phone; through an independent agent; or at one of their retail locations in some states.
state farm
State Farm is a well-known insurance company that has been around for over 100 years. The company is the third largest auto insurance company in the United States, and offers a variety of products to help you get the coverage you need.
State Farm's name recognition and reputation for providing good customer service means that they can offer discounts on their policies because they don't have to spend as much money marketing themselves (like Geico). According to Consumer Reports, State Farm's premiums are about 25% less than average.
Farmers Insurance
Farmers Insurance offers a range of auto insurance products, including standard coverage and others that provide more protection. For example, you can choose to include coverage for rental cars or in-town transportation.
If you're interested in lowering your monthly premium, Farmers Insurance offers discounts for bundling auto and home insurance policies with one company. This can help get you the best deals on both kinds of coverage together.
Farmers Insurance has a good reputation for customer service: it has been named one of FORTUNE's 100 "World's Most Admired Companies" three years in a row (2015-2017). Its online customer service reviews are also positive: customers say they're generally happy with their experiences interacting with Farmers Insurance representatives over the phone or via email.
When it comes to claims handling, Farmers Insurance gets high marks from its policyholders—which means that when an incident occurs on the road and someone else is at fault, they'll handle things efficiently so you can move forward quickly without undue stress or hassle.
Nationwide
Nationwide is a good choice for drivers who have a good driving record and are looking for affordable rates. If you want to be able to choose your own repair shop, Nationwide's policyholders can do that as well.
Nationwide also offers discounts for safe driving habits and bundling other services with your insurance.
Progressive
Progressive offers a wide variety of insurance products and services. Progressive customers can save money on their auto insurance by taking advantage of discounts for good drivers, safe driving, driving less and other factors.
For those looking for cheap auto insurance, these companies are a good place to start.
If you're looking for cheap auto insurance, these companies are a good place to start.
GEICO offers the most affordable rates on our list. State Farm, Farmers Insurance and Nationwide all offer discounts if you own your car outright, so if you're paying off a loan on your car, get quotes from those providers in addition to GEICO—you may even be able to save even more money by switching to GEICO.
Progressive offers a unique feature (to us) called Snapshot that uses telematics data gathered from connected vehicles to calculate drivers' risk scores based on how they drive (in other words: progressive will give higher rates based on how safely drivers drive). If this sounds like an invasion of privacy or something else that concerns you about driving habits being tracked by auto insurance companies then we'd recommend taking your business elsewhere; however if it doesn't bother you in any way then Progressive might be worth checking out for their cheaper rates than some other insurers who don't offer similar features such as discounts for good driving records or accident-free years behind the wheel.
Conclusion
That’s it for our list of the best cheap auto insurance companies. As you can see, some of them are better than others at keeping costs low. But no matter which company you choose, we hope that this blog post has helped you make the right choice!